The NRA is calling for a retail rescue plan, including freezing loan repayments and reassuring customers when it's safe to shop again. The post Wage subsidy just the start of the road to recovery appeared first on Inside Retail.
For some people, it's a no-brainer to shop around for better deals all-year round. For others, if there's ever been a good time to get cracking on deal-hunting, it's now. At the time of writing, 47 lenders have slashed their interest rates after the Reserve Bank of Australia (RBA) dropped the official rate for the first time in 2020.
It's tempting to fudge the numbers on a loan application in order to ensure you squeeze a few more dollars from a lender. With house prices now recovering and moving back up, the pressure on buyers to scrounge up a few extra dollars is increasing. But exaggerating your income and assets on a loan application isn't just a recipe for future financial disaster. It's also likely to be found out during the application process and could lead to more serious consequences.
As house prices rise, the government's first home loan deposit scheme (FHLDS) is under pressure, as its price caps become more restrictive. While the government has suggested it may review them, Domain has analysed the regions that have the most options for homebuyers in each capital city. Here's where you want to go house hunting.
Frequent Lifehacker readers will recognise our staff's love of boring finances. It's especially the case when it comes to credit cards. Using the same credit cards for many years improves your credit score by lengthening your history of credit use.
If you've racked up a lot of credit card debt on several different cards, you know it can be hassle to keep track of them all. Not only does each card have a different due date—they probably all have different interest rates, too.